A Smarter, Safer Way to
Invest in Digital Assets
Wealth99 is the platform Darren Bartsch uses and recommends for cautious, long-term investors who want access to Bitcoin, tokenised precious metals, and digital assets — with institutional-grade security, an Australian Financial Services Licence, and real human support.
No obligation. Darren is available to guide you through every step of the process.
Built for Long-Term Investors,
Not Day Traders
Most crypto platforms are built for traders — people who want to move fast, take big risks, and chase short-term gains. Wealth99 was built for a completely different type of investor.
It was designed for people who think in decades, not days. People who own property, have an SMSF, and want to add a small, strategic allocation to digital assets without the chaos, the jargon, or the sleepless nights.
Wealth99 is the only Australian platform that combines a licensed AFSL structure, institutional-grade insured custody, tokenised precious metals, and free dedicated specialist support — all in one place.
As your Wealth99 Specialist, Darren is here to guide you through every step — from opening your account to understanding your portfolio — in plain English, at your pace.
What Makes Wealth99 Different
- AFSL-authorised — operating to the standards of a regulated financial firm
- Institutional-grade custody with Zodia — bank-backed, insured protection
- No crypto withdrawals — fiat-only withdrawals to your bank account to prevent scams
- Tokenised gold, silver, and platinum — backed 100% by physical metals
- SMSF-compatible — designed for self-managed super fund investors
- Tax reporting integration — works with Syla, Koinly, and Crypto Tax Calculator
- Real human support — Darren Bartsch, your dedicated Wealth99 Specialist
- Transparent, low fees — no hidden charges
Everything You Need to Invest with Confidence
Wealth99 has spent over five years building a platform that solves the real problems cautious investors face when entering the digital asset space.
Zero-Scam Security Architecture
Wealth99 blocks all crypto withdrawals from the platform. Funds can only be withdrawn as fiat currency to your verified bank account — making it virtually impossible for scammers to steal your assets.
Institutional-Grade Custody
Your digital assets are held by Zodia Custody — a bank-backed, institutionally insured custodian used by some of the world's largest financial firms. Not a software wallet. Not an exchange. A licensed vault.
Diversified Asset Access
Access Bitcoin, Ethereum, and other leading cryptocurrencies alongside tokenised gold, silver, and platinum — all on one platform. True diversification beyond traditional stocks and bonds.
SMSF-Compatible Structure
Wealth99 is specifically designed to work with Self-Managed Super Funds. The platform structure, reporting, and custody arrangements are built to satisfy SMSF trustee and auditor requirements.
Automated Tax Reporting
The platform integrates directly with Australia's leading crypto tax tools — Syla, Koinly, and Crypto Tax Calculator — making your annual tax reporting straightforward and accurate.
Free Specialist Support
Unlike most platforms that leave you to figure things out alone, Wealth99 provides free access to a dedicated specialist. Darren Bartsch is your personal guide — available to answer every question.
A Diversified Range of Digital Assets
Wealth99 gives you access to a carefully curated selection of assets — not hundreds of speculative tokens, but a focused range of proven, liquid investments.
Bitcoin (BTC)
The world's largest and most established digital asset. Now held by institutional investors, ETFs, and sovereign wealth funds.
Ethereum (ETH)
The leading smart contract platform powering much of the digital economy. The second-largest digital asset by market capitalisation.
Tokenised Gold
Own real, physical gold through digital tokens. Each token is backed 100% by physical gold held in secure, audited vaults.
Tokenised Silver
The same security and simplicity as tokenised gold, applied to silver — a key industrial and precious metal with strong long-term demand.
Tokenised Platinum
Access to one of the world's rarest precious metals. Platinum is increasingly in demand for clean energy applications and industrial use.
XRP
One of the most established digital assets — built for fast, low-cost global transactions and increasingly adopted by major financial institutions worldwide.
Additional Investable Crypto
A curated selection of established, liquid cryptocurrencies — chosen for stability and long-term potential, not speculation.
The Two Layers of Protection That Matter
One of the most common questions Darren hears is: "How do I know my money is safe?" It is the right question to ask. Here is exactly how Wealth99 answers it.
Most crypto platforms offer basic software security. Wealth99 goes significantly further — combining regulatory accountability with institutional-grade insured custody that is used by the world's largest banks and investment firms.
This is the same level of protection that was previously only available to institutional investors with millions of dollars. Wealth99 has made it accessible to everyday Australians.
🏭 AFSL Corporate Authorised Representative (546278)
Wealth99 operates as a Corporate Authorised Representative under an Australian Financial Services Licence — holding it to the same professional standards, conduct requirements, and governance obligations as a traditional financial firm. This is not required for crypto platforms, but Wealth99 chose this path deliberately.
🏢 Zodia Custody — Bank-Backed Institutional Storage
Your digital assets are held by Zodia Custody — a subsidiary of Standard Chartered Bank, one of the world's largest financial institutions. Zodia provides insured, institutional-grade custody used by major investment funds globally. This is not a software wallet. It is a licensed, audited vault.
🔒 Fiat-Only Withdrawals — The Scam Barrier
Wealth99 Australia does not allow crypto withdrawals. All funds can only be withdrawn as Australian dollars to your verified, whitelisted bank account. This single design decision eliminates the most common method scammers use to steal digital assets.
📋 Transparent Reporting & Tax Integration
Every transaction is recorded and exportable. The platform integrates with Syla, Koinly, and Crypto Tax Calculator, making your annual tax obligations straightforward and auditable.
No Hidden Fees. No Surprises.
Wealth99's fee structure is straightforward and transparent. Two fees. Nothing hidden. No performance fees, no withdrawal fees, no account setup costs.
Applied to each buy or sell transaction. This is the only cost when you trade — no spread manipulation, no hidden markups.
An annual fee of 0.95% of assets under management. This covers your licensed insured custody with Zodia.
There are no account setup fees, no withdrawal fees (to your bank account), and no minimum balance requirements to maintain your account. You can start with a small amount and build at your own pace.
Your SMSF Can Now Access Digital Assets
Wealth99 is one of the few platforms in Australia specifically designed to work with Self-Managed Super Funds. If you have an SMSF and want to add a small, strategic allocation to digital assets, Wealth99 has the structure, reporting, and custody arrangements to make it work.
Auditor-Friendly Reporting
Clear transaction records and portfolio statements designed to satisfy SMSF auditor requirements.
Institutional Custody
Zodia Custody's institutional-grade structure meets the security expectations of SMSF trustees and their advisers.
Tax Tool Integration
Direct integration with Syla and Koinly makes crypto tax reporting for your SMSF straightforward and accurate.
Specialist Guidance
Darren can help you understand how digital assets fit within your SMSF's investment strategy and work alongside your existing advisers.
How to Open Your Wealth99 Account
The process is straightforward. Darren is available to guide you through every step — you are never on your own.
Click the Referral Link Below
Use Darren's referral link to open your Wealth99 account. This ensures Darren is assigned as your dedicated specialist from day one — so you have someone to call when you have questions.
Complete Your Identity Verification (KYC)
As a regulated platform, Wealth99 requires standard identity verification — your name, address, date of birth, and a copy of your ID. This typically takes 5–10 minutes and is processed securely.
Deposit Australian Dollars
Fund your account via bank transfer in Australian dollars. There is no minimum deposit requirement. You can start with whatever amount you are comfortable with.
Make Your First Purchase
Browse the available assets and make your first purchase. Bitcoin, Ethereum, tokenised gold — the choice is yours. Darren can help you think through your options before you commit.
Darren Supports You Every Step of the Way
From account setup to ongoing questions about your portfolio, Darren is available to help. You are not alone in this — that is the whole point of working with a dedicated specialist.
Open Your Account.
Darren Will Guide You Through It.
Click the button below to open your Wealth99 account using Darren's referral link. This ensures you are set up with Darren as your dedicated specialist from day one — so you always have someone to call.
Not ready to open an account yet? Start with a free 15-minute Discovery Call with Darren — a relaxed, no-pressure conversation to answer all your questions.
Questions? Contact Darren at [email protected] or call +61 (0)424 329 062